Eastern Alliance Insurance Group Review – Additional Resources

Where else can you go for help and information? As your workers’ compensation carrier, Eastern Alliance Insurance Group (EAIG) provides you with answers to some of the most common questions Injured Workers have about their claim, and a glossary of commonly-used insurance terms.

INJURED WORKER BROCHURE

Want a pocket-sized guide to ecovery? Request our Injured Worker brochure.

GLOSSARY (PDF) In case you haven’t noticed, workers’ compensation is filled with abbreviations and acronyms. We’re here to help you decode them.

FREQUENTLY ASKED QUESTIONS

An often overlooked resource is your state’s workers’ compensation website, which can provide unbiased information regarding workers’ compensation. Click on the state’s name to be redirected to their workers’ compensation website:

  • Alabama
  • Arkansas
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • North Carolina
  • New Jersey
  • New York
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Virginia
  • Washington, D.C.
  • Wisconsin
  • West Virginia

Eastern Alliance Insurance Group Review – Employer Recognition Program

What is the purpose of the Program?

The intention of the program is to acknowledge an employer’s commitment to Return to Wellness and thank them for their dedication. Sometimes the focus is only on employers who do not offer modified duty. The ecovery Recognition Program keeps Return to Wellness in a positive light and provides us with an opportunity to say “thank you” to your clients who embrace the ecovery philosophy, as well as provide additional employee ecovery education.

How does the Program work?

Both agents and Eastern team members can nominate an employer who has demonstrated a commitment to the ecovery and Return to Wellness philosophy by completing the ecovery Employer Recognition Program nomination form on the http://www.eains.com website. The form is submitted for Eastern’s review, and each quarter, approved nominees will be recognized.

Who should be nominated?

Employers who have demonstrated a commitment to the ecovery and Return to Wellness philosophy through such actions as: implementing and utilizing an ecovery Program, creatively providing opportunities for modified duty, or taking steps to incorporate ecovery into their workplace culture.

What will the employers receive?

Employers will receive a letter of appreciation and a placard to publicly display their commitment to the ecovery philosophy. Recipients will be listed on the ecovery website and blog. They will also receive instructions on how their employees can enter a quarterly drawing for a grand prize.

How do employees enter the drawing?

There will be instructions included in the letter to the recognized employers. The employer should notify Eastern within the provided time frame if they are interested in having their employees participate in the drawing. Eastern will then send the employer cards to distribute to each employee. The cards contain a link the employee can use to enter the drawing upon viewing a brief introduction to ecovery and completing a quick survey.

How often are nominees acknowledged?

At the end of each quarter (March, June, September and December), the person submitting the nomination form will be advised as to the status of the nomination. Employers who have been selected for recognition will receive a phone call from Eastern and will be mailed their recognition materials. The grand prize drawing occurs once per quarter, after which the winner, his/her employer, and the employer’s agent are notified.

 

Eastern Alliance Insurance Group Review – Wellness Resources

Eastern takes a holistic approach to workers’ compensation coverage. We look at our clients’ needs through a macro lens and ask ourselves: what products and services can we offer to help keep workers safe and healthy – and workers’ compensation costs low? By bringing a fresh outlook to your employees’ wellness, we know we can deliver better outcomes—for them and for you.

Why implement an Employee Wellness Program?

A healthier workforce means more productive employees, through:

Fewer lost time injuries

Less time out of work

Faster-healing injuries

Strategic Partnership with Wellness Coaches USA

Our partnership with Wellness Coaches USA enables us to help our clients promote healthier lifestyles among their employees. Wellness Coaches provide one-on-one, face-to-face coaching to employees right in their workplace. This personalized, confidential coaching includes educational, motivational and supportive components regarding lifestyle issues, such as nutrition, exercise, weight loss, smoking cessation, etc., to improve overall health.

Contact us today to learn more about our employee wellness programs and how to get one started at your workplace.

Industry Links

http://www.wellnesscoachesusa.com/

http://www.dsf.health.state.pa.us/health/cwp/browse.asp?a=174&C=38987&BMDRN=2000&BCOB=0

Eastern Alliance Insurance Group Review – Core Values

Mission

To be the premier provider of specialty insurance products and services recognized in the industry for bringing fresh outlooks and providing better outcomes to employees, shareholders, agents, brokers, clients and their employees.

Vision

A specialty insurance marketplace where integrity, service and relationships drive results. We will deliver on our Vision and continue to build and grow the company. Every day we should embody the Vision and continue to live up to the Brand Promise of “Fresh outlooks. Better outcomes.”

Core Values

  • Integrity: We strictly adhere to a level of personal conduct that embraces professionalism, honesty and credibility. Our behavior is the benchmark to which others aspire.
  • Relationships: We work collaboratively with our agents, brokers and clients; our partnerships help our clients improve their productivity and bottom line profitability.
  • Leadership: We employ individuals who inspire confidence in those with whom they come in contact. Our leaders are measured by their actions, not words.
  • Innovation: We sustain a work environment that fosters energy, creativity and a passion for excellence. Our employees are committed to identifying progressive solutions to meet the needs of our customers.
  • Enthusiasm: We embrace every day as a singular opportunity to reach for extraordinary outcomes. Our positive attitude is infectious and promotes mutual success.

Japan Asia Group Limited Review – Creating Shared Value

We believe that our business, in itself, at Japan Asia Group should be focused on Creating Shared Value (CSV), namely creating both corporate and societal value by endeavoring to solve societal issues while also strengthening competitiveness and creating corporate value; towards which we will undertake a range of initiatives.

Disaster Surveying

We rapidly deploy our experts and aircraft to survey and accurately assess disaster zones, ensuring effective relief, recovery and reconstruction, based on our expertise as a general consultant in the spatial information and social infrastructure development fields. Why? Because we believe that it is our responsibility to reduce the risk posed by disasters, to increase disaster resiliency and to develop safe and secure communities.

Environmental consideration

We at Japan Asia Group are working towards achieving green communities on a global scale through numerous initiatives.

Local Level Development

We are currently researching – and putting into action – innovative ways of integrating community-based decision making and local values into urban planning and development.

Worldwide Activities

As part of our global corporate citizenship, we actively participate in a range of initiatives – such as United Nations International Strategy for Disaster Risk Reduction (UNISDR) Private Sector Advisory Group, and the World Economic Forum’s Global Agenda Council – to tackle both local-level and global issues.

Valuing Diversity

In 1985 we set up a joint venture, TDS Co., Ltd., with Tokyo Metropolitan Government, as Tokyo’s first third-sector (non-profit) company. Its team of highly trained experts provides a range of services, from geospatial data processing and analysis to 3D digital mapping. While it is now a wholly owned group company, it still maintains its founding spirit and is an important contributor to social diversity.

Japan Asia Group Limited Review – Corporate Information

Japan Asia Group is leading the way towards green communities, both locally and globally, through synergy among 85 subsidiaries, in four core divisions.

Company Name:         JAPAN ASIA GROUP LIMITED

Stock Listing:              First section of the Tokyo Stock Exchange (code:3751)

Capital:                        3.995 billion Yen (as of March, 2016)

Founded:                     March, 1988

Head Office:               Kokusai Building, 1-1, Marunouchi 3-chome,Chiyoda-ku,Tokyo, Japan 100-0005

Telephone:                   +81-3-4476-8000

Total Net assets:          28.2 billion Yen (consolidated, as of March, 2016)

Subsidiaries:                72 (consolidated, as of March, 2016)

Oakmere Wealth Management Advisors – Later Life Adviser

The Later Life Adviser Accreditation

The Later Life Adviser Accreditation (LLAA) is the recognised benchmark for advice skills of advisers who specialise in later life planning. An accredited Later Life Adviser can advise on equity release*, long term care funding, pensions and annuities, investments, savings and tax planning.

Being independently accredited offers the added reassurance that you will receive the practical help and guidance needed to help you make the right decisions at the right time.

The Later Life Adviser Accreditation Scheme is audited and endorsed by the standard-setting body the Financial Skills Partnership (FSP) and advisers need to re-license their accreditation annually, evidencing their continued development and knowledge.

Society of Later Life Advisers

The Society of Later Life Advisers (SOLLA) is a not for profit organization, created in 2008, to meet the need of consumers, advisers and those who provide financial products and services to the later life market. The Society’s aim is to ensure that consumers are better informed about the financial issues of later life and can find a fully accredited adviser quickly and easily.

SOLLA ensure that all the advisers have fully satisfied all criteria to become an accredited adviser. This means peace of mind and assurance that the advice you are given is from an Adviser who has proved they have specialist knowledge of the sector.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

*This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalized illustration

Oakmere Wealth Management Advisors – Working With You

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Putting our clients firmly at the heart of everything we do enables us to run a genuinely client-focused business. In our experience, no two clients are the same and we therefore ensure that we understand your personal or business objectives and deliver solutions that are right for you.

We do not provide off the shelf solutions, but we offer the benefit of a single relationship for all of your financial planning needs. We strive to offer the very best service to develop a long term relationship with you.

We aim to deliver our commitment by:

  • Providing personal face-to-face financial advice
  • Giving you the opportunity to review your financial affairs regularly
  • Effectively managing your investments via our distinctive approach
  • Keeping you informed of the latest news and any changes that might affect your personal situation
  • Listening to your feedback
  • Ensuring that our dealings with you are sensitive to your needs

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Kaori Fuchi Tax and Consulting Tokyo Japan

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Kaori Fuchi Tax and Consulting is renowned for providing professional and client-friendly services such as tax consulting and tax compliance services to mainly foreign companies and individuals.

For many foreign companies, the Japanese tax system and regulations can be complex and difficult to understand. Our company offers full tax and accounting services so that foreign businesses can concentrate on their operations. We also offer responsive and efficient services such as bookkeeping and payroll.

Partner: Kaori Fuchi (Certified Tax Accountant)

  • Born in Osaka
  • Graduated from Kansai University of Foreign Languages
  • Completed Master Degree in Law at Doshisha University

Profile

Worked for Northwest Airlines for several years before becoming a tax accountant.

Before Working for Ernst & Young, worked for a privately held accounting office. At Ernst & Young, experienced working at the Ministry of Economy, Trade and Industry. Specialized in international tax reform.

December 2010, Established Kaori Fuchi Tax & Consulting.

November 2012, Established Orange Bridge Co., Ltd. in Hong Kong. (Providing tax and accounting services in Hong Kong)

April 2013, Established Orange Accounting Co., Ltd in Tokyo. (Providing bookkeeping and payroll services for foreign companies in Tokyo, Japan)

Message From Kaori Fuchi

My main strength is treating customers with sincerity and with courtesy. “It’s been really great to have met such courteous a tax advisor who can explain everything in English.” Comments like these make me feel happy and motivate me to serve our clients even better.

Unlike experts from large firms, I am happy to be known as the ‘familiar’ tax advisor who is dedicated to supporting your business. This I see as the mission of my life.

Preventing Insurance Fraud – How to Get 4 Overlooked Business Risks Covered

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The success of any business depends on hard work and ingenuity. Business insurance helps protect the effort and money you’ve invested in your business is covered in case a disaster strikes. But because businesses are so diverse, there are a variety of optional coverage that you should consider, too. These extras are added to your business insurance policy as endorsements.

Here’s how to help cover four common business risks with endorsements.

  1. Data breaches: Any business that has personal or medical information about customers, tenants or employees is at risk for a data breach.

Don’t think it can’t happen to you? A study commissioned by Hartford Steam Boiler and conducted by the Ponemon Institute found that over half of small businesses have experienced a data breach, and many did not inform victims as required by state law. Most states have breach notification laws that not only require a business owner to inform any affected individuals (customers) of a data breach but also specify the manner and period in which the business owner must inform customers.

Two coverages you may want to consider:

  • Data Breach Response Expenses: It could cover your expenses to notify affected individuals of a breach per state laws.
  • Data Breach Liability Coverage: It could cover damages that you are legally obligated to pay due to fraudulent use of your customers’ non-public personal information that is lost, stolen or accidentally released. It also covers the cost to defend lawsuits seeking damages.
  1. Employment liability: These days, hiring, firing and day-to-day employee management can be a risky business. You’d like to think that your employees would never dream of filing a claim or suit against you or your business for discrimination, wrongful termination, harassment or sexual harassment. Unfortunately, it does happen. Responding to claims or suits like these will require time and money.

The Equal Employment Opportunity Commission (EEOC) received 89,385 charges of workplace discrimination during fiscal year 2015, which ended in September. EEOC also secured more than $356.6 million for victims of discrimination in the private sector.

With Employment Practices Liability Coverage, you will not have to face an employment claim on your own. It can help protect you against liability damages and cover defense costs.

  1. Professional liability: You’re expected to have technical knowledge or training in a particular area of expertise or perform certain services according to the standards of your profession. If you fail, you could be held responsible for any harm that you caused to another person or business. Professional liability coverage can provide you with protection for claims arising out of negligent business or professional practices.
  2. Personal identity theft: As a small business owner, your personal credit may be tied closely to your business. Having your own identity stolen, could jeopardize your credit and affect your business operations.

Last year, fraudsters stole $16 billion from 12.7 million U.S. consumers, according to the 2015 Identity Fraud Study, released by Javelin Strategy & Research. That means that every 2 seconds in 2014 there was a new identity fraud victim.

Personal Identity Recovery coverage can be added to a business insurance policy1 and provide:

  • Case management services to assist you in recovering a personal identity by contacting authorities, credit bureaus and businesses to correct the records.
  • Reimbursement for necessary and reasonable expenses that you incur because of identity theft, including lost wages, mental health counseling and child and elder care supervision costs.

Talk to an Erie Insurance agent to learn more about the risks that you may face and how to protect your business.